Protection Planning
At Aureus Wealth Management, we’re on hand to protect you and your family financially against life’s unexpected events.
Protecting your future
If you had an accident and were too injured to work, how long could you maintain your current lifestyle without running out of money?
If you were diagnosed with a terminal illness or passed away unexpectedly, would your loved ones be financially secure without your income? Would they be able to keep their home and pay the bills?
These aren’t nice questions to have to consider – after all, nobody wants to think about being sick or injured. But thinking about them now could save you and your loved ones a great deal of heartache and financial distress down the line.
At Aureus Wealth Management, our advisers are on hand to help you find the right level of protection to keep yourself and your family safe and secure if the worst were to happen. We can ensure that you’ll receive financial assistance when you need help the most.
Types of protection insurance
There are three main types of protection insurance to select from:
Life insurance
This would pay out a lump sum to your loved ones on your death, providing much-needed financial assistance at an already difficult time.
Critical illness insurance
This would pay out a lump sum if you were to be diagnosed with a critical or terminal illness such as cancer, stroke or heart disease.
Income protection insurance
This would pay out a regular sum to help replace your monthly income should you be unable to work due to illness or injury.
How can an independent financial adviser help?
There are so many different protection insurance providers and policies available on the market that it can be difficult to know which type of insurance will best suit you. At Aureus Wealth Management, we’ll take the time to get to know you and your family’s financial circumstances to identify any risks or potential shortfalls. We can then advise you on the type and level of protection that will best cover these risks and research the whole of the market to find the best policy for you.
