Residential Property Review – October 2025
The housing market remains subdued, with buyer demand, listings and sales activity all slipping amid pre-Budget uncertainty Landlord exits drive a sharp fall in rental supply, prompting RICS to forecast
The housing market remains subdued, with buyer demand, listings and sales activity all slipping amid pre-Budget uncertainty Landlord exits drive a sharp fall in rental supply, prompting RICS to forecast
Investors face rapid change due to inflation, geopolitical uncertainty, AI and the energy transition IMF forecasts global growth of 3% in 2025, but warns of persistent downside risks Agility, diversification
A third of people expecting £300k+ inheritance don’t fully understand IHT, risking lost family wealth Only 20% plan lifetime transfers, 22% avoid inheritance discussions and 28% don’t understand planning options
The Mortgage Guarantee Scheme is now permanently available across the UK Lenders are insured against losses, supporting availability of high LTV mortgages When borrowing at higher loan-to-value levels, it’s important
Going outdoors for an energising walk can help bring clarity when making major financial decisions Focus on your long-term goals and make sure your decisions are aligned with your risk
Buyers gain negotiating power with more homes available and improving mortgage affordability Sellers must adopt competitive pricing strategies as overpriced homes risk being overlooked Modest price growth is expected, but
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