Garages and annexes were the most searched property features in 2025 Rural homes and large gardens gained popularity Swimming pools ranked above sea views in buyer demand What features do you think of first when you imagine your new property? If your mind went straight to a garage or annexe, you are not alone: new […]
Category archives: Mortgages & General Property News
In the news
Almost one in five first-time buyers are searching for mortgages below 60% loan-to-value The Lifetime ISA will be replaced with a new savings product focused on first-time buyers Average mortgage payments are projected to fall to around 40-41% of gross salaries, lowest since 2021 Growing divide in first-time buyer deposits Almost one in five first-time […]
You’ve got a mortgage! Now protect it
Over one-third of mortgage holders have no protection in place Nearly half would struggle within six months of losing income Income protection and life cover safeguard long-term home security Securing a mortgage can feel like the pivotal step in achieving financial independence. Yet, too many mortgage holders are taking on this major commitment without protecting […]
BTL lending leaps–where are the hotspots?
New BTL lending rose 22.7% year-on-year in Q3 2025 Average UK rental yields increased to 7.15% Northern cities and Wales are emerging as strong yield locations The number of new buy-to-let (BTL) loans advanced in the UK during Q3 2025 leapt by 22.7% year-on-year, new figures1 show. Which locations are driving this resurgence? Hint: it’s […]
Equity Release continues to grow in popularity
Equity release lending rose 11% year-on-year to £2.57bn Many borrowers use funds for home improvements or gifting family Housing wealth is increasingly integrated into retirement planning Recent lending figures1 for last year show equity release lending totalled £2.57bn, a significant 11% increase on £2.3bn recorded the previous year. Drilling down into the data, it seems […]
The year of the market savvy buyer?
Buyers are negotiating more carefully in affordability-focused markets Agreements in principle strengthen credibility with sellers Preparation improves both buyer confidence and seller outcomes The difficulty in getting a foot on the housing ladder is no secret. In 2026, however, affordability in the housing market seems to be an even more central focus for buyers and […]
Spring into action: why now is the time to review your mortgage plans
Nearly half of aspiring buyers have never explored their borrowing potential Remortgaging could improve monthly affordability or release funds for improvements Early preparation strengthens your position in competitive spring markets Spring is often seen as a season of fresh starts; that applies just as much to the housing market as it does to the weather. […]
Spring 2026: housing changes to keep in mind
Section 21 ‘no fault’ evictions are ending in England Stamp Duty thresholds reverted in April 2025 Rent control and safety reforms expand across devolved nations As we move into spring, it’s a good time to reflect on the housing reforms introduced in 2025 and what they mean for renters and homebuyers across the UK. Stronger […]
The surprising property premium of some floral addresses
Research shows that floral street names can significantly boost the value of a property The biggest premium was found on ‘Bellflower’ streets, where the median sale price increased 199% Property experts suggest that flower-inspired names evoke charm, calm and a sense of natural beauty As spring edges into view, new research1 suggests that a floral touch may do more than lift the […]
Secure your home and future
30% of UK adults could be forced to sell their family home if their partner unexpectedly died 60% of those with a mortgage don’t have a life insurance policy that includes mortgage protection Life insurance provides loved ones with vital financial support – talk it through with your family and seek advice The death of a partner can be devastating – […]
